Financial Services

Our financial advisors work with our tax professionals to help you get the best financial and tax outcomes. Whether it’s a retirement plan through your business, or you growing your personal wealth, we can help you achieve your financial goals. 

Your Financial Success

We help you identify your goals and objectives, design and implement disciplined strategies to achieve those objectives, and help you arrive at your financial destination – on time and on purpose. Our financial planning process includes:

  • Assessment of your goals, objectives and risk tolerance
  • Organizing your finances
  • Portfolio/investment review
  • Asset allocation/diversification, portfolio structuring and investment management
  • Review of employee benefits
  • Retirement planning
  • Education planning
  • Insurance coverage review and needs analysis
  • Tax planning
  • Estate and legacy planning
  • Charitable giving
  • Ongoing risk management and performance reporting
  • Other specialized services

Retirement Planning

One of the most important sets of decisions you will make involves preparing for retirement. It’s never too early to start thinking about retirement, and careful planning can make all the difference when it comes to ensuring that you can enjoy this next phase of life, confident that you have the income and long-term resources you will need. We can help you:

  • Understand qualified plans and investment vehicles
  • Decide which options make sense for you
  • Evaluate your current retirement plan, including your existing savings and choices of employee-sponsored pension or retirement accounts
  • Structure your investments to meet your long-range goals, time horizon and tolerance for risk
  • Plan for additional savings by setting up regular contributions to an IRA or other qualified or non-qualified savings plans.

As retirement draws near, we can work with you to:

  • Design the optimal strategy for converting your savings into retirement income, while ensuring that you don’t outlive your resources
  • Consolidate your retirement savings and simplify your distributions by rolling over your 401(k) or pension assets into either a traditional or Roth IRA
  • Structure and invest your retirement assets in a way that best protects your hard-earned savings from taxes and short-term market volatility

Tax-Wise Strategies and Year-Round Planning

We help you implement tax-wise strategies to reduce your tax liability and keep more of what you earn. We provide you with year-round planning both for your tax liabilities as well as for your investment portfolio. We are full-time wealth planners who utilize both tax and investment strategies, and we employ a comprehensive approach so that you are never surprised by the outcome.

Unlike many firms, we focus on achieving the optimal total financial outcome – financial maximization and tax minimization. As tax planning specialists, we help you pay no more tax than the law requires. We monitor changes in tax law that could affect you, then we recommend – and help you implement – proven tax-savings strategies. We are planning your tax return a year before it is due – so there are no surprises, you know exactly where you stand, and course corrections can be made.

Our team of experienced professionals takes a proactive approach to help you maximize deductions as you seek to create and preserve wealth.

Key Services

Life Insurance

We will review your current insurance situation, the financial security you want for your dependents, and income protection or income generation that you may want. Then we’ll evaluate and choose the insurance products that best meet your needs.

Retirement

Whether you are developing a retirement plan for yourself or choosing a retirement plan to offer to your employees, we can help you choose the best options. We customize our recommendations based on the unique characteristics of your personal, business and/or employee situation, as well as legal and compliance issues.

College Savings

College is expensive. There are many ways to save for college starting with a 529 plan. Each state has slightly different rules on how much you can invest and different tax incentives. Let us guide you on optimal college planning strategies.

Interested in our services? Start here.

Kind words from happy clients

I appreciate your support, guidance, counsel, always being there for me, and truly caring about my success.

Maurice Herrera, Managing Partner, Marketing Data Interactive

I would tell any and all prospective clients that the professional services offered are excellent and worth their time and money in the performance of the company’s or their personal needs!

William Scott McEldowney, Owner, McEldowney Agency